Personal Savings

Personal Savings Account

Make saving money a way of life.  Enjoy the benefits of the personalized service, while reaping the benefits of great interest rates. This account is free of monthly service charge if you maintain a small minimum daily balance.1

Money Market Savings Account

You can open this interest bearing account with a minimum deposit of $100.00.  You receive unlimited over-the-counter withdrawals, and have a combination of up to six checks, preauthorized withdrawals and point-of-sale transactions per month.1

Time Certificate Of Deposit Accounts

Heritage Bank has a time certificate of deposit account to meet any investment objective. A minimum investment is required. Some features are:

  • Wide range of maturity dates.
  • Option of having your interest added back to the certificate, or added to another Heritage Bank account.
  • All Time Certificate of Deposit Accounts are automatic renewal accounts and as such, renew at the rate in effect at the time of maturity.
  • Tiered rates.

Individual Retirement Accounts

Eligible individuals may make tax-deductible contributions to an IRA. Please consult your tax advisor for eligibility requirements. Heritage Bank offers three different IRA programs. Please consult one of our New Accounts Service Representatives for details.


1See a personal banker for minimum requirements and service charge information and transaction limitations.