Personal Accounts


Heritage Personal Checking Accounts

Welcome to Heritage Bank’s Personal Checking Account Options:

Heritage Electronic (E-) Checking Account

This personal checking account is designed for our customers that prefer a simple online checking solution.  It features no service charge with direct deposit and at least 10 debit card purchases per statement cycle, no fee Online Banking with Bill Pay, no service charge MasterCard Instant Cash & Check Card, and no fee ATM access to thousands of ATMs nationwide. This account provides unlimited check writing and teller services, and online statements only, and requires a minimum opening deposit of $100. 

Heritage Personal Checking Account

Heritage Bank's Personal Checking Account is designed to fit any personal checking needs. A $500 minimum daily balance is needed to avoid a monthly service charge.

Heritage Silver Checking Account

This personal checking account is designed for customers age 60 and better. There is no minimum balance required and no monthly service charges. Account holder must be age 60 or better. Limit one Silver Checking account per individual.

Heritage Personal Interest Checking Account

This interest-bearing account is designed for the customer with minimal check-writing needs. If your daily account balance is $1,500 or over, this interest-bearing account is perfect for you. It includes check-writing privileges.1

Heritage Personal Savings Accounts

Heritage Personal Savings Account

Make saving money a way of life. Enjoy the benefits of the personalized service while reaping the benefits of great interest rates. This account is free of monthly service charges if you maintain a small minimum daily balance.2

Money Market Savings Account

Enjoy the benefits of personalized service while reaping the benefits of great interest rates. This account is free of monthly services charges if you maintain a small minimum daily balance. You can open this interest-bearing account with a minimum deposit of $100. The minimum balance required to earn interest and avoid a service charge is $2,500. You'll receive unlimited over-the-counter withdrawals, and can have a combination of up to six checks, preauthorized withdrawals, and point-of-sale transactions per month.1

(HSA) Health Savings Account Individual and Family

A personal checking account designed to help those with qualified high-deductible health plans (HDHP's) save on out-of-pocket medial expenses including doctor visits, vision and dental care, and prescriptions. Save for your health care and save on your taxes. Minimum opening balance of $100. Monthly service charge of $5. Minimum daily balance required to avoid a service charge is $2,500.

CDs & IRAs

Time Certificate of Deposit Account

Heritage Bank has a Time Certificate of Deposit Account to meet any investment objective. A minimum investment is required. Some features include:

  • A wide range of maturity dates
  • Option of having your interest added back into the certificate, or added to another Heritage Bank account
  • All Time Certificate of Deposit Accounts are automatic renewal accounts and as such, renew at the rate in effect at the time of maturity
  • Tiered rate options

(IRA) Individual Retirement Accounts

Eligible individuals may make tax-deductible contributions to an IRA. Please consult your tax advisor for eligibility requirements. Heritage Bank offers three different IRA programs. Please consult one of our New Accounts Service Representatives for details.1

Personal Banking Services

  • Free Internet Banking with Bill Pay
  • Mobile Banking
  • Safe Deposit Boxes
  • Wire Transfers
  • Cashiers Checks
  • Telephone Banking
  • Individual Retirement Accounts
  • Home Equity Lines of Credit
  • MasterCard™ Check Card
  • Checking and Savings Accounts
  • Mortgage Loans
  • Access to over 37,000 Surcharge-Free ATMs nationwide in addition to the ATMs located at each Heritage Bank Branch.

1 See a personal banker for minimum requirements and service charge information.
2 See a Personal Banker for minimum requirements and service charge information and transaction limitations.


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Personalization Settings



Heritage Bank of Nevada would like to personalize your banking experience. Please enter your first name below.

This level of personalization will not lead to the sale of your name or leak your identity. The information you provide will only be stored on your computer and will not be transferred to any other source.

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