Heritage Personal Checking Accounts
Welcome to Heritage Bank’s Personal Checking Account Options:
Heritage Electronic (E-) Checking Account
This personal checking account is designed for our customers that prefer a simple online checking solution. It features no service charge with direct deposit and at least 10 debit card purchases per statement cycle, no fee Online Banking with Bill Pay, no service charge MasterCard Instant Cash & Check Card, and no fee ATM access to thousands of ATMs nationwide. This account provides unlimited check writing and teller services, and online statements only, and requires a minimum opening deposit of $100.
Heritage Personal Checking Account
Heritage Bank's Personal Checking Account is designed to fit any personal checking needs. A $500 minimum daily balance is needed to avoid a monthly service charge.
Heritage Silver Checking Account
This personal checking account is designed for customers age 60 and better. There is no minimum balance required and no monthly service charges. Account holder must be age 60 or better. Limit one Silver Checking account per individual.
Heritage Personal Interest Checking Account
This interest-bearing account is designed for the customer with minimal check-writing needs. If your daily account balance is $1,500 or over, this interest-bearing account is perfect for you. It includes check-writing privileges.1
Heritage Personal Savings Account
Make saving money a way of life. Enjoy the benefits of the personalized service while reaping the benefits of great interest rates. This account is free of monthly service charges if you maintain a small minimum daily balance.2
Money Market Savings Account
Enjoy the benefits of personalized service while reaping the benefits of great interest rates. This account is free of monthly services charges if you maintain a small minimum daily balance. You can open this interest-bearing account with a minimum deposit of $100. The minimum balance required to earn interest and avoid a service charge is $2,500. You'll receive unlimited over-the-counter withdrawals, and can have a combination of up to six checks, preauthorized withdrawals, and point-of-sale transactions per month.1
(HSA) Health Savings Account Individual and Family
A personal checking account designed to help those with qualified high-deductible health plans (HDHP's) save on out-of-pocket medial expenses including doctor visits, vision and dental care, and prescriptions. Save for your health care and save on your taxes. Minimum opening balance of $100. Monthly service charge of $5. Minimum daily balance required to avoid a service charge is $2,500.
Time Certificate of Deposit Account
Heritage Bank has a Time Certificate of Deposit Account to meet any investment objective. A minimum investment is required. Some features include:
(IRA) Individual Retirement Accounts
Eligible individuals may make tax-deductible contributions to an IRA. Please consult your tax advisor for eligibility requirements. Heritage Bank offers three different IRA programs. Please consult one of our New Accounts Service Representatives for details.1
Personal Banking Services
1 See a personal banker for minimum requirements and service charge information.