Credit Cards

 

It’s the only card you need for everything you need to do.

Your Heritage Bank Credit Card is everything you need in one convenient card.

Choose the card that’s just right for you – low rates, rewards, and a world of additional benefits and flexibility.

  • Business or Personal Credit Card
  • MasterCard® or Visa®
  • With or without Preferred Points Rewards – Preferred Points Card or Standard Card
  • No annual fee
  • Low introductory rate
  • Exceptional benefits
  • Flexible rewards

With MasterCard® World Card featuring Preferred Points

You’ll get a world of benefits designed just for you:

  • Concierge Services
  • Travel Accident Insurance
  • Baggage Delay Benefit
  • Car Rental Collision Damage Waiver
  • Price Protection
  • Extended Warranty
  • Purchase Assurance
  • Travel and Emergency Assistance Services

With Preferred Points Rewards, earn one point for each dollar spent, up to 10,000 per month. Redeem points anytime for a multitude of options.

Free Bonus Points! Earn up to 3,000 free bonus points during the first three months. Just use your card each month!

With Preferred Points, earn one point for each dollar you spend – and redeem anytime.

  • Cash back
  • Travel
  • Gift cards, merchandise, and more

Preferred Points

Redeem for gift cards, merchandise, travel, experiences, green products, charitable donations, cash back.

Redeem your points: Click or call to redeem:

DISCLOSURE:
The issuer and administrator of the credit card program is TIB The Independent Bankers Bank, N.A. This information may change. To find out what may have changed, call TIB at 800-367-7576 or write TIB The Independent Bankers Bank, N.A. P.O. Box 569120, Dallas, TX 75356-9120.

Business Credit Cards

The right card for your business:

  • Improve cash flow
  • Increase buying power
  • Track business spending
  • Manage employee expenses

Manage business expenses better, with the right card for your business:

  • Flexible rewards
  • Multiple billing options
  • Exceptional features and benefits

Design yours for the way you do business:

  • A card for each employee and you control the limits
  • Choose how you want to pay with individual or summary billing options
  • Easy online access gives you more controls
  • Earn rewards and redeem anytime – cash back, travel, merchandise, and more

 

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