Privacy Policy

 

FACTS

WHAT DOES HERITAGE BANK OF NEVADA DO WITH YOUR PERSONAL INFORMATION?

WHY?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT?

The types of personal information we collect and share depend on the product or services you have with us. This information can include:

      
  • Social Security number                 
  •   
  • Account balances
  •   
  • Payment history
  •   
  • Transaction history
  •   
  • Investment experience
  •   
  • Employment information

When you are no longer our customer, we continue to share your information as described in this notice.

 

HOW?

All financial companies need to share customer’s personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Heritage Bank of Nevada chooses to   share, and whether you can limit this sharing.

Reasons we can share your personal information

 

 

Does Heritage Bank of Nevada   share?

 

Can you limit this sharing?

For our everyday business purposes - 

such as to process your   transactions, maintain your account(s), respond to court orders and legal   investigations, or report to credit bureaus

Yes

No

For our marketing purposes -  to   offer our products and services to you

No

We don’t share

For joint marketing with other financial companies

No

We don’t share

For our affiliates’ everyday business purposes – information about your transactions and experiences

No

We don’t share

For our affiliates’ everyday business purposes – information about your creditworthiness

No

We don’t share

For nonaffiliates to market to you

No

We don’t share

QUESTIONS?  Call 775 348-1000 or go to   www.heritagebanknevada.com

 

What We Do

 

How does Heritage Bank of Nevada protect my personal information?

 

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate

 

How does Heritage Bank of Nevada collect my personal information?

 

We collect your personal information for example, when you

 

      
  • Open an account
  •   
  • Apply for a loan
  •   
  • Use your credit or debit card
  •   
  • Make deposits or withdrawals from your account
  •   
  • Tell us about your investment or retirement portfolio

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

 

Why can’t I limit all sharing?

 

Federal law gives you the right to limit only

 

      
  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  •   
  • Affiliates from using your information to market to you
  •   
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing

 

Definitions

Affiliates

 

Companies related by common ownership or control. They can be financial and non-financial companies.

      
  • Heritage Bank of Nevada does not share with our affiliates.

 

Nonafilliates

 

Companies not related by common ownership or control. They can be financial and non-financial companies.

      
  • Heritage Bank of Nevada does not share with nonaffiliates so they can market to you.

 

Joint Marketing

 

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

      
  • Heritage Bank of Nevada doesn’t jointly market.