Checking | Savings | Visa® Business Check Card

No matter how big or small your company is, it’s big to you. When you are with the “Heritage family” you feel “Big” with your bank. We want your business to grow. That’s why we give you the kind of attention and high-quality service that you need and deserve. We offer three business banking accounts to meet your needs:

Heritage Business Checking

If you are a small business, with minimal transaction activity, this account will best suit your needs. This checking account provides you with 20 deposits & 50 checks, with no monthly service charge if you maintain a minimum balance.

Heritage Business PLUS Checking 

If you are a customer with a higher level of activity, who may not maintain high average balances, this checking account will be best for you. The account offers a flat service charge for generous monthly activity levels (up to 50 deposits, 150 checks and 300 deposited items) and there is no minimum balance requirement.

Analyzed Business Checking Account

If you are a business with large balances and/or frequently use a variety of bank services, this account will work best for  you.

• Detailed analysis statement of all services utilized.
• Pay only for services provided.
• An earnings credit on your investable balance to offset the cost of services provided.

Commercial Loans

Small Business Loans and Lines of Credit
Provide your company with flexibility for temporary and ongoing working capital needs.
Allows you to re-borrow and repay as often as you require.
 
SBA 7(a) and 504 business loans

Term Loans
Can be used to finance equipment purchases, permanent working capital or  capital expansion.

Government Guaranteed Loans
Funds available for small business loans, working capital loans, or long term projects.

Construction Loans
Available for both commercial and residential properties.

Real Estate Loans
Commercial real estate loans (Bank Portfolio and Secondary Market).

Short Term Notes

Land Development

Letters of Credit